sample-statement.csv · Jun 1 – Sep 30, 2026
40 fictional transactions, run through the same engine that reads a real upload. 24 of them turned out to be 6 charges that repeat; the other 16 were read and left out of the recurring total.
A charge counts once it has come back on its own rhythm. Open one to see the sample transactions behind it.
Why it counts: 4 charges from Jun 2 to Sep 2, monthly · every ~31 days, at a steady price. It is in the recurring total.
| Date | As printed on the statement | Amount |
|---|---|---|
| Jun 2 | RIVERSIDE GYM | −$45.00 |
| Jul 2 | RIVERSIDE GYM | −$45.00 |
| Aug 2 | RIVERSIDE GYM | −$45.00 |
| Sep 2 | RIVERSIDE GYM | −$45.00 |
Why it counts: 4 charges from Jun 5 to Sep 5, monthly · every ~31 days, at a steady price. It is in the recurring total.
| Date | As printed on the statement | Amount |
|---|---|---|
| Jun 5 | STREAMLINE PLUS | −$15.99 |
| Jul 5 | STREAMLINE PLUS | −$15.99 |
| Aug 5 | STREAMLINE PLUS | −$15.99 |
| Sep 5 | STREAMLINE PLUS | −$15.99 |
Why it counts: 4 charges from Jun 11 to Sep 11, monthly · every ~31 days, at a steady price. It is in the recurring total.
| Date | As printed on the statement | Amount |
|---|---|---|
| Jun 11 | HARVEST BOX | −$12.99 |
| Jul 11 | HARVEST BOX | −$12.99 |
| Aug 11 | HARVEST BOX | −$12.99 |
| Sep 11 | HARVEST BOX | −$12.99 |
Why it counts: 4 charges from Jun 8 to Sep 8, monthly · every ~31 days, at a steady price. It is in the recurring total.
| Date | As printed on the statement | Amount |
|---|---|---|
| Jun 8 | NOTEBOOK PRO | −$11.99 |
| Jul 8 | NOTEBOOK PRO | −$11.99 |
| Aug 8 | NOTEBOOK PRO | −$12.99 |
| Sep 8 | NOTEBOOK PRO | −$12.99 |
Why it counts: 4 charges from Jun 23 to Sep 23, monthly · every ~31 days, at a steady price. It is in the recurring total.
| Date | As printed on the statement | Amount |
|---|---|---|
| Jun 23 | CLOUD VAULT | −$9.99 |
| Jul 23 | CLOUD VAULT | −$9.99 |
| Aug 23 | CLOUD VAULT | −$9.99 |
| Sep 23 | CLOUD VAULT | −$9.99 |
Why it counts: 4 charges from Jun 19 to Sep 19, monthly · every ~31 days, at a steady price. It is in the recurring total.
| Date | As printed on the statement | Amount |
|---|---|---|
| Jun 19 | REELHOUSE | −$9.99 |
| Jul 19 | REELHOUSE | −$9.99 |
| Aug 19 | REELHOUSE | −$9.99 |
| Sep 19 | REELHOUSE | −$9.99 |
Recurring total$106.95= the 6 charges above, each as a monthly equivalent
A change is only raised when the statement itself shows it — both prices, both dates.
price increase · Notebook Pro
$11.99$12.99+$1.00 a month
The new price first appears on Aug 8 and has held since. In your own audit you can mark it as expected or look at how to cancel; LowScout never cancels anything for you.
| Date | As printed on the statement | Amount |
|---|---|---|
| Jun 8 | NOTEBOOK PRO | −$11.99 |
| Jul 8 | NOTEBOOK PRO | −$11.99 |
| Aug 8 | NOTEBOOK PRO | −$12.99 |
| Sep 8 | NOTEBOOK PRO | −$12.99 |
Expected from each charge's own rhythm, counted from the statement's last day (Sep 30). An estimate, not a bill: the date can move and the amount can change.
Next 30 days≈ $106.952 of them in the first week (≈ $60.99)
LowScout only names a category it can back up — a merchant it recognises or a description that says what it is. These merchants are invented, so it does not guess.
Not categorised yet · 6 chargesNothing LowScout holds says what kind of charge this is yet.$106.95
All recurring, monthly equivalent$106.95
Groceries, a café, parking, a hardware store and a transfer to savings: real transactions, but none of them repeats on a rhythm, so none is in the recurring total.
| Date | As printed on the statement | Amount |
|---|---|---|
| Jun 11 | CORNER GROCERY 22 | −$38.40 |
| Jun 14 | CITY PARKING | −$6.00 |
| Jun 27 | CORNER GROCERY 22 | −$61.12 |
| Jul 3 | HILLTOP HARDWARE | −$142.50 |
| Jul 16 | CORNER GROCERY 22 | −$44.03 |
| Jul 19 | ONLINE TRANSFER TO SAVINGS | −$150.00 |
| Aug 14 | NINTH ST CAFE | −$5.85 |
| Aug 23 | CITY PARKING | −$4.50 |
| Aug 29 | CORNER GROCERY 22 | −$52.77 |
| Sep 4 | METRO TRANSIT FARE | −$22.00 |
| Sep 9 | CORNER GROCERY 22 | −$47.18 |
| Sep 13 | BAYSIDE PHARMACY | −$18.64 |
| Sep 16 | PARKSIDE BOOKS | −$27.95 |
| Sep 21 | NINTH ST CAFE | −$7.10 |
| Sep 24 | CORNER GROCERY 22 | −$63.40 |
| Sep 27 | HILLTOP HARDWARE | −$31.20 |
Export a PDF or CSV from your bank and upload it. Free: everything above, from your own transactions, every figure one tap from the rows behind it. At least two months of statements gives a useful read; three is better.
