Your recurring-money control center
See your
recurring money
clearly.
LowScout finds the recurring charges you're paying — monthly and annually — shows where that money goes, what's coming next and what changed, and keeps the picture up to date. Connect an account through Plaid or upload a statement; every number carries its evidence.
- Free to start
- No bank connection needed for uploads
This month
Sample data$127.93
across 8 recurring charges · $1,535.16 a year
- Riverside GymRenews Oct 2$45.00
- Streamline TVRenews Oct 5$15.99
- Notebook ProRenews Oct 8$12.99
- Harvest BoxRenews Oct 11$12.99
From statements to insight
Financial noise in. Clarity out.
- 01Everything that movedA statement you export, or a read-only connection. Purchases, transfers and one-offs, all of it, unsorted.
- 02What repeats, separatedOnly the charges that actually recur are lifted out — with the cadence and the amount they recur at, and the transactions that prove it.
- 03Where it goesGrouped so the shape of the month is readable at a glance, and totalled so the year is too.
Sample activity
Sample data- CARD PURCHASE — COFFEE BAR
- STREAMLINE TV — STANDARD
- GROCERY MARKET 4471
- RIVERSIDE GYM — MEMBER
- HARDWARE — ONE TIME
- NOTEBOOK PRO — PERSONAL
- TAXI 4.2MI
- CLOUD VAULT — 200 GB
- BOOKSHOP — ONE TIME
- HARVEST BOX — FORTNIGHTLY
- Riverside GymMembership$45.00
- Streamline TVStandard$15.99
- Notebook ProPersonal$12.99
- Harvest BoxFortnightly$12.99
- DraftlySolo$11.99
- Health & Fitness$45.00 · 35%
- Entertainment$34.97 · 27%
- Productivity$24.98 · 20%
- Lifestyle$12.99 · 10%
- Other$9.99 · 8%
The categories add up to the monthly total, and the year is that total over twelve months. Grouping charges this way is an illustration — not something LowScout does today.
Your overview
Everything that repeats, in one picture.
Sample dataAn illustration with invented services — not a real account, not an average, and not about you. Grouping charges into categories is not something LowScout does today.
Your overview
$127.93
per month
- Monthly
- $127.93
- Annually
- $1,535.16
- Recurring charges
- 8
- Health & Fitness
- Entertainment
- Productivity
- Lifestyle
- Other
Subscriptions
8 found
- Riverside GymMembership$45.00/moRenews Oct 2
- Streamline TVStandard$15.99/moRenews Oct 5
- Notebook ProPersonal$12.99/moRenews Oct 8
- Harvest BoxFortnightly$12.99/moRenews Oct 11
- DraftlySolo$11.99/moRenews Oct 14
- ReelhouseAd-free$9.99/moRenews Oct 19
- Cloud Vault200 GB$9.99/moRenews Oct 23
- PlaynestFamily$8.99/moRenews Oct 27
Where it goes
Share of the monthly total
- Health & Fitness$45.00 · 35%
- Entertainment$34.97 · 27%
- Productivity$24.98 · 20%
- Lifestyle$12.99 · 10%
- Other$9.99 · 8%
The categories add up to the monthly total, and the annual figure is that total over twelve months — the same arithmetic the real engine uses.
What you get
Your recurring money, understood — and under control.
Six answers, each computed from your own transactions and each traceable to the evidence behind it. Subscriptions are the most common case; any charge that repeats counts.
Know your commitments
See the recurring costs competing for your money each month
Each recurring charge LowScout detects — how often, what it costs, and what it adds up to monthly and annually. Exact cents from your own transactions, with the account each charge came from.
Know what’s coming
What’s expected in the next 7 and 30 days
Estimated from each charge’s established billing rhythm — “expected around Sep 8, about $12.99” — so the next week and month hold no surprises. Estimates, clearly labeled; never a due date a merchant told us.
Know what changed
Know when a recurring charge appears, changes, or may have stopped
A new recurring charge, a price that quietly went up, a duplicate inside one billing period, a rhythm that shifted, a charge that appears to have ended — observed in your own transactions, never guessed.
Take action
See where recurring costs may be worth reviewing — and how to act
One clear next move, reviewed cancellation steps where we have verified them, and tracking for the cancellations you start. You perform the cancellation; LowScout guides and keeps the record.
Watch what happens next
Find out if the charge comes back
After you mark a cancellation done, LowScout checks your later transactions for another charge. If one shows up, you see “another charge appeared”. If none does, it says no later charge has been seen — never that the cancellation is verified, because a missing charge isn’t proof it ended. Your word, then your statements.
See the impact
Potential and Verified — never blended
Potential is what acting could change, from opportunities the evidence supports. Verified is only what your statements have proven stopped. The two are labeled separately, and neither is ever inflated.
Two ways in
Connect an account, or upload a statement.
Both paths feed the same deterministic analysis, and you can use both — LowScout keeps each source's evidence scoped to the account it can attribute it to, and flags anything it can't place rather than blending it.
Connect an account through Plaid
Read-only transaction access. You sign in at your bank inside Plaid’s flow.
What that means exactly
- LowScout never receives or stores your bank username or password, and can never move money.
- Transactions sync periodically — not in real time — and the page always shows when it last synced.
- Disconnect any time; that ends the connection at Plaid and deletes the transactions it imported.
Upload a statement
A PDF or CSV you export from your bank’s website. You choose exactly what to share.
What that means exactly
- Every file is checked for malware before anything reads it, then stored privately with expiring links.
- Unusual CSV columns? Point out which is which yourself — no guessing on our side.
- Delete a statement whenever you like; its transactions leave your audit with it.
The route
How it works
- 01
Connect or upload
Link an account through Plaid (read-only) or upload a statement you exported yourself. Either way, you choose what LowScout sees.
- 02
Checked, read, analyzed
Files are malware-checked before anything reads them. Every source is analyzed by the same exact arithmetic — the same data always produces the same result.
- 03
See what you’re committed to — and what’s coming
Your recurring commitments per month and year, what’s expected in the next 7 and 30 days, and what changed since your last reading — every number traceable to the transactions behind it.
- 04
Act, then keep watch
Reviewed cancellation steps where verified, tracking for what you start, and after-cancel monitoring of your later statements: still charging if another charge appears, or no later charge seen. You cancel; LowScout guides and checks the evidence.
The guarantee
AI that shows its work — or shows nothing.
Optional AI summaries only ever see derived facts our deterministic engine already computed. Before anything reaches you, every figure in the AI's response is checked against your exact numbers. If even one can't be verified, the response is blocked and replaced with the plain, verified facts.
That rule is enforced by code and covered by an adversarial test suite — it is not a marketing sentence.
Your verified facts
computed by the engine — exact cents
AI writes a summary
from those facts only
Every number is checked
against your own transaction math
Trust
Your data, handled carefully
You're trusting us with financial information. That deserves specifics, not badges — here is exactly how LowScout behaves.
Private by default
Uploaded files live in private storage, reachable only through short-lived links tied to your account. Sensitive values never appear in our logs.
Your bank credentials never touch LowScout
If you connect an account, you sign in at your bank through Plaid; LowScout never receives or stores your bank username or password, never sees your full account numbers, and can never move money. It does receive your account balances, so it can show them back to you. If you upload instead, a file is the entire data relationship.
Computed, not estimated
Every dollar figure is calculated from your own transactions with exact math. Nothing is projected, rounded up for drama, or invented.
Every AI figure, verified
AI summaries are optional and off by default. Every financial figure shown in AI responses is verified against LowScout's deterministic analysis. If a figure cannot be verified, it is not shown. Your data is never used to train AI models.
Explicit consent, per capability
Connecting an account, AI summaries and cancellation tracking each ask for their own permission — nothing is bundled, and withdrawing consent takes effect immediately.
You stay in control
Delete uploaded files or disconnect an account whenever you want. Dismissed charges stay dismissed, and your corrections always outrank our automation.
LowScout is an analysis and guidance tool. It does not guarantee savings, does not know whether you use a subscription, and does not provide financial or legal advice. Some cancellations require steps only you can take. Read the full Trust page, including what is not built yet.
Pricing
Start free. Add continuous monitoring when you want it.
Free
Review your recurring money whenever you want.
$0
always
What's included
- Unlimited PDF and CSV statement uploads
- The same detection engine Plus uses, run on every upload
- Recurring charges found, with the evidence behind each one
- Price increases, cadence changes, duplicate charges and annual renewals, named
- Every price move kept as a trail: what it was, what it became, and when
- A permanent history of changes, corrections and cancellations
- What’s coming up, guided cancellation steps, and savings tracked
Plus
LowScout keeps watching for you.
$8.99
per month
Everything in Free, plus:
What's included
- Connect up to 2 financial institutions
- Automatic monitoring of new connected-account transactions
- Your picture stays current without uploading anything
- The same changes caught as they appear, not when you next upload
- Coming Up refreshed as new transactions arrive
- After-cancel monitoring that runs as new transactions arrive
No annual plans, no add-ons, no trials. Plus is billed monthly and you can cancel anytime from your billing settings. Prices in USD. Full pricing details.
Straight answers
Frequently asked questions
Do I have to connect my bank?+
No. You choose: connect a bank or card account through Plaid (read-only transaction access — you sign in at your bank, and LowScout never receives your credentials), or export a statement (PDF or CSV) and upload it. Both feed the same analysis; neither is required over the other.
Will LowScout cancel subscriptions for me?+
No — and we won’t pretend otherwise. LowScout guides you: reviewed step-by-step instructions, direct cancellation links where we’ve verified them, and ready-to-send scripts. You perform the cancellation yourself, and LowScout confirms it only when your later data actually covers the billing window and shows the charge stopped — otherwise it stays awaiting rather than confirmed.
How do I know the numbers are right?+
Every total and every finding links back to the transactions that produced it — you can check our math against your own statement or account activity, line by line.
What does the AI see?+
Only derived facts our engine already computed (merchant names, amounts, billing cadence) — never your uploaded documents, raw statement text or account details, and only if you explicitly turn AI summaries on.
Is this a subscription tracker or a budgeting app?+
Neither, exactly. LowScout is a control center for your recurring money: what you’re committed to, what’s coming, what changed, where a review may be worth it, and whether a charge came back after you cancelled. Subscriptions are the most common case, but any charge that repeats counts. It does not track every dollar, categorize your spending, or run a budget — no envelopes, no category guilt.
More questions answered on the full questions & answers page.
Your money shouldn't surprise you.
Connect an account, or start free with a statement — At least 2 months; 3 recommended. Exact numbers, evidence for every one of them — and a clear picture of what's recurring, what's coming, and what changed.